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2626 Cole Ave. Suite 300

Dallas, TX 75204

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Texas Landlord Rental Property Insurance

Texas Rental Property Insurance Quotes

Texas Landlord Insurance

Request landlord insurance quotes by selecting any of the dropdown quote option in the menu above. Smaller Residential Rental Houses or " For Let " properties in most cases can be covered on a standard rental house insurance Form DP1, DP2 or DP3. Multiple properties with a common owner and financing entities can be scheduled on a single policy together. Up to 10 properties per policy, or 20 in total risks per scheduled policy. One can have an unlimited number of scheduled policies with Insurance Plus. Typical landlord insurance options include the DP1 Basic policy, as well as the DP2 Extended policy, and the DP3 Broad All Risk insurance. Your insurance can cover damage from accidental water discharges and the Owners Rental losses. Owners Umbrella policy, business auto with rental house insurance are additional options. Landlord's insurance coverage offers protection for both buildings and the contents. Landord insurance quotes are available with our online quote request form by selecting the option above.

Texas Rental Property Insurance

Rental Property Insurance

If you have a Duplex, a Triplex or 4-Plex investment can be covered under either a personal dwelling policy, or on one of our commercial insurance for landlords depending on the construction grade of your property. Forms DP1, DP2 and DP3 are available for single-family and multi-unit homes. CP basic property and casualty insurance, extended or special broad forms are also available for scheduled risks, or for commercial risks seeking maximum protection. Your policy can include the main living structure and any support buildings. Personal property and contents coverage, extended Accidental Water Discharge coverage and owners income loss coverage along with personal premises general liability are also available on all insurance policies.

Apartment Building Insurance

Apartment Building Insurance

We have commercial markets available for Apartment Complexes whether large or small. Our Landlord insurance policies currently have capacity up to 1,000 rental units or up to $450 aggregate risk per location. DP1 Basic, DP2 Extended and DP 3 Broad All Risk coverage forms can be bound same day. Coverage can include buildings and contents insurance along with the liability part of the homeowners dwelling insurance policy. We can help you meet the insuring needs of your Apartment complex. Landlords coverage options include normal Fire, Windstorm and Hail with extended coverage and continuing rental revenue coverage. These landlord insurance options can either be selected at time of purchase, or can sometimes be endorsed on to your policy at a later date.

Rental Condo Insurance

Condo Owners Insurance

Dwelling landlord insurance programs are available for most insurance needs within the state of Texas for Rented Condo units. Extended Condo insurance with Owners Income interruption coverage available. Condominium risks are limited in coverage as they tend to be supplemental to the Condo Associations own Master Policy. The typical investor requires what is often called Between the walls coverage to meet the investors needs. This can be confusing sometimes as you will likely have two different polices covering your home. The master policy for the main structure and the stuff behind the walls, and the unit owners own policy covering what's inside the unit along with its furnishing and fixtures. Whatever your coverage need, We have a landlords insurance policy to fit your property coverage needs.

Vacant Rental House Insurance

Vacant Property Insurance

Coverage for vacant properties is available on the DP1 personal lines form as well as commercial lines coverage to Protect vacant homes between occupancies. Coverage can be for both Residential and commercial properties that. Vacant property policies are generally limited to 3 months, 6 months or 1 year, offer limited liability options and require the owner secure the vacant property and to schedule regular check ups and maintenance on the property being insured.

Commercial Building Insurance

Commercial Property Insurance

Commercial coverage is available for risks up to 35 million per location. Recent covered loss is no problem. Property risk does not half to be loss free. Commercial remtal property insurance coverage is available in CP Monoline or package policies offering Minimum Basic to extended or Special broad coverage to fit your investment situation. Individual, Corporations and LLC's can all be covered under our Commercial Landlord Insurance lines programs.

How to save on your Insurance

We can provide landlords insurance coverage for homes, apartments and other main structures as well as certain owners contents. Both Loss of Rents and Owners Liability protection can be included, Property Managers Professional Liability and Crime coverage are also available options. Risks do not need to be free of losses. This coverage is written on Commercial Mono Line or Package policy Forms.

Insurance for Rental Homes

Updates for your Property

1. Update your homes heating, electrical and plumbing systems to modern standards and you may qualify for a discount of as much as 15% on your insurance rate. Even though you may like old-fashioned fire places, they may not be as fire-safe as today's modern heating systems. Building safety and engineering have advanced a long way in recent decades. There are many ways to make your buildings safer. In addition to security, peace of mind and being a lower risk, you can save money on your rental house insurance, while also adding value to your home's net worth in the marketplace.

DP1 DP2 DP3 Dwelling Insurance

Ask about available discounts

2. Investors may not be aware of all the insurance discounts that may be available from your insurer. If you don't know about discounts that can effect your final rate, you may not be able to take advantage of them. Be sure to inform your insurance agent about any major repairs, updates or home renovations you've made to the house and property. Certain new appliances like an HVAC system could qualify you for improvement discounts. We can help you find the best insurance rate for your investment. Insurers can't always advertise al the available discounts as they may change from time to time. The more common discounts are usually already known, but their may be others available you hadn't thought about. This just means we have to find where they are, it does no harm to ask your agent about ways you can save.

Rented House Insurance

Choice of construction materials

3. The material used use in construction of your property can go a very long way in affecting your landlord insurance rates for apartments owners in Texas. Frame Structures provide more resistance to earthquakes. Brick buildings can offer better resistance to high winds and flying debris as well as the occasional auto collision. Those who need Apartment Structure coverage in the Western United States can often pay lower landlord rates if the buildings are frame because of the earthquakes there. Building your structure with the appropriate material for your state can easily save you 5% to 35% on your rate.

Rental Home Insurance for Landlords

Customizing your insurance Policy

4. Your insurance can be both affordable and easy to find when you are working with an agent familiar with the risks investors face. You could save hundreds or even thousands of dollars on insurance in Texas by comparing quotes. Basic form 1 dwelling policies are usually cheaper form of coverage, but may offer less coverage. Special broad form policies provide more coverage but may not always be best value for the money. The rule of thumb is to evaluate competing coverage, whether single or multiple rental properties, make the choice that makes the most sense for your investment exposure. Let us shop the best rate for your apartment properties in Texas.

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Contact Information

  • A: 2626 Cole Ave. Suite 300, Dallas, TX 75204
  • P: (+1) 214 351 4097

Hours of Operation

  • Monday 09:00 AM - 06:00 PM
  • Tuesday 09:00 AM - 06:00 PM
  • Wednesday 09:00 AM - 06:00 PM
  • Thursday 09:00 AM - 06:00 PM
  • Friday 09:00 AM - 06:00 PM
  • Saturday Closed
  • Sunday Closed